[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.esei.cz\/co-jsou-to-vlastne-ty-registry\/#Article","mainEntityOfPage":"https:\/\/www.esei.cz\/co-jsou-to-vlastne-ty-registry\/","headline":"Co jsou to vlastn\u011b ty registry","name":"Co jsou to vlastn\u011b ty registry","description":"Pokud jste byli n\u011bkdy po\u017e\u00e1dat o p\u016fj\u010dku u banky, jist\u011b jste se setkali s jedn\u00edm term\u00ednem. T\u00edm je registr dlu\u017en\u00edk\u016f. Jak z n\u00e1zvu vypl\u00fdv\u00e1, jedn\u00e1 se o datab\u00e1zi, kde jsou uveden\u00e9 osoby i organizace, kter\u00e9 neplat\u00ed sv\u00e9 z\u00e1vazky. Takto to jist\u011b zn\u00ed docela tvrd\u011b, ale dostat se do zm\u00edn\u011bn\u00e9ho registru nen\u00ed a\u017e tak slo\u017eit\u00e9. \u00da\u010del […]","datePublished":"2018-08-19","dateModified":"2018-08-19","author":{"@type":"Person","@id":"https:\/\/www.esei.cz\/author\/#Person","name":"","url":"https:\/\/www.esei.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/aa13f0f1a5b61a2deba1492ce3bb4afe8e77d91eeb44c23db0ee08765a93abad?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/aa13f0f1a5b61a2deba1492ce3bb4afe8e77d91eeb44c23db0ee08765a93abad?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"esei.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.esei.cz\/wp-content\/uploads\/img_a322748_w1759_t1534503547.jpg","url":"https:\/\/www.esei.cz\/wp-content\/uploads\/img_a322748_w1759_t1534503547.jpg","height":0,"width":0},"url":"https:\/\/www.esei.cz\/co-jsou-to-vlastne-ty-registry\/","about":["Www"],"wordCount":377,"articleBody":"       Pokud jste byli n\u011bkdy po\u017e\u00e1dat o p\u016fj\u010dku u banky, jist\u011b jste se setkali s jedn\u00edm term\u00ednem. T\u00edm je registr dlu\u017en\u00edk\u016f.  Jak z n\u00e1zvu vypl\u00fdv\u00e1, jedn\u00e1 se o datab\u00e1zi, kde jsou uveden\u00e9 osoby i organizace, kter\u00e9 neplat\u00ed sv\u00e9 z\u00e1vazky.   Takto to jist\u011b zn\u00ed docela tvrd\u011b, ale dostat se do zm\u00edn\u011bn\u00e9ho registru nen\u00ed a\u017e tak slo\u017eit\u00e9. \u00da\u010del t\u00e9to datab\u00e1ze je jist\u011b z\u0159ejm\u00fd. Vyu\u017e\u00edvaj\u00ed ho i banky, kter\u00e9 tak mohou o sv\u00e9m potencion\u00e1ln\u00edm klientovi zjistit, jestli je spolehliv\u00fd. Nemohou si toti\u017e dovolit ohrozit sv\u00e9 finan\u010dn\u00ed prost\u0159edky. Nebankovn\u00ed poskytovatel\u00e9 https:\/\/www.hypotekybezregistru.cz\/a38-registr-dluzniku\/ v\u00edce s\u00e1zej\u00ed na zodpov\u011bdnost sv\u00fdch klient\u016f a v\u011bt\u0161\u00ed podrobnosti o nich nezji\u0161\u0165uj\u00ed. M\u016f\u017ee se tak st\u00e1t, \u017ee poskytnut\u00ed \u00fav\u011bru \u017eadatele je\u0161t\u011b v\u00edce zat\u00ed\u017e\u00ed a st\u00e1hne ho je\u0161t\u011b o kousek n\u00ed\u017e.  Zodpov\u011bdn\u00ed klienti jsou schopni si pomoc\u00ed nebankovn\u00ed hypot\u00e9ky vyplatit exekuce a dal\u0161\u00ed pohled\u00e1vky.   To umo\u017en\u00ed vymaz\u00e1n\u00ed jeho jm\u00e9na ze zm\u00edn\u011bn\u00e9ho registru a st\u00e1v\u00e1 se op\u011bt pro banku bonitn\u00edm klientem.  Ka\u017ed\u00fd h\u0159\u00edch je zaznamen\u00e1n Registr dlu\u017en\u00edk\u016f nen\u00ed jen jedin\u00fd. V celoevropsk\u00e9 organizaci ACCIS jsou sdru\u017eeni provozovatel\u00e9 p\u011bti t\u011bchto rejst\u0159\u00edk\u016f.  Centr\u00e1ln\u00ed registr \u00fav\u011br\u016f, kter\u00fd spravuje \u010cesk\u00e1 n\u00e1rodn\u00ed banka. Czech Banking Credit Bureau, a.s. Tento registr sdru\u017euje data o d\u016fv\u011bryhodnosti, bonit\u011b a platebn\u00edch n\u00e1vyc\u00edch klienta. Czech Non-Banking Credit Bureau, z.s.p.o. \u2013 provozovatel registru NRKI, kter\u00fd sdru\u017euje \u00fadaje o bonit\u011b, d\u016fv\u011bryhodnosti a platebn\u00ed mor\u00e1lce fyzick\u00fdch i pr\u00e1vnick\u00fdch osob. Solus \u2013 jedn\u00e1 se o z\u00e1jmov\u00e9 sdru\u017een\u00ed pr\u00e1vnick\u00fdch osob, z n\u011bho\u017e lze z\u00edskat z\u00e1znamy o sv\u00e9 osob\u011b. Centr\u00e1ln\u00ed registr dlu\u017en\u00edk\u016f (CERD) \u2013 nen\u00ed registrov\u00e1n \u00fa\u0159adem na ochranu osobn\u00edch \u00fadaj\u016f.  Pokud jste se dostali do n\u011bkter\u00e9ho ze zm\u00edn\u011bn\u00fdch registr\u016f dlu\u017en\u00edk\u016f a nebonitn\u00edch klient\u016f, m\u00e1te v\u011bt\u0161inou u banky dve\u0159e zav\u0159en\u00e9. N\u011bkte\u0159\u00ed nebankovn\u00ed poskytovatel\u00e9 hypot\u00e9k ale z\u00e1znamy toleruj\u00ed.                                                                                                                                                                                                                                                                                                                                                                                          3.3\/5 - (3 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Co jsou to vlastn\u011b ty registry","item":"https:\/\/www.esei.cz\/co-jsou-to-vlastne-ty-registry\/#breadcrumbitem"}]}]