[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.esei.cz\/bez-penez-by-to-neslo\/#Article","mainEntityOfPage":"https:\/\/www.esei.cz\/bez-penez-by-to-neslo\/","headline":"Bez pen\u011bz by to ne\u0161lo","name":"Bez pen\u011bz by to ne\u0161lo","description":"Podnik\u00e1n\u00ed a pen\u00edze pat\u0159\u00ed k sob\u011b. A kdybychom m\u011bli podnik\u00e1n\u00ed, kter\u00e9 by nebylo prov\u00e1zeno vyd\u011bl\u00e1v\u00e1n\u00edm dost velk\u00fdch pen\u011bz, asi bychom s n\u00edm velice rychle skon\u010dili. Nedalo by se udr\u017eet, a to nejen proto, \u017ee z n\u011bj chce ten, kdo se mu v\u011bnuje, n\u011bco m\u00edt, ale i proto, \u017ee i podnik\u00e1n\u00ed samotn\u00e9 stoj\u00ed pen\u00edze, a i […]","datePublished":"2026-08-06","dateModified":"2026-08-06","author":{"@type":"Person","@id":"https:\/\/www.esei.cz\/author\/#Person","name":"","url":"https:\/\/www.esei.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/aa13f0f1a5b61a2deba1492ce3bb4afe8e77d91eeb44c23db0ee08765a93abad?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/aa13f0f1a5b61a2deba1492ce3bb4afe8e77d91eeb44c23db0ee08765a93abad?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"esei.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.esei.cz\/wp-content\/uploads\/pppppppppppppppppppp_10_10_10_10_10_7.jpg","url":"https:\/\/www.esei.cz\/wp-content\/uploads\/pppppppppppppppppppp_10_10_10_10_10_7.jpg","height":0,"width":0},"url":"https:\/\/www.esei.cz\/bez-penez-by-to-neslo\/","wordCount":428,"articleBody":"   Podnik\u00e1n\u00ed a pen\u00edze pat\u0159\u00ed k sob\u011b. A kdybychom m\u011bli podnik\u00e1n\u00ed, kter\u00e9 by nebylo prov\u00e1zeno vyd\u011bl\u00e1v\u00e1n\u00edm dost velk\u00fdch pen\u011bz, asi bychom s n\u00edm velice rychle skon\u010dili. Nedalo by se udr\u017eet, a to nejen proto, \u017ee z n\u011bj chce ten, kdo se mu v\u011bnuje, n\u011bco m\u00edt, ale i proto, \u017ee i podnik\u00e1n\u00ed samotn\u00e9 stoj\u00ed pen\u00edze, a i na n\u011bj jako na takov\u00e9 si tedy mus\u00ed majitel\u00e9 firem vyd\u011blat. Jinak by se podnik\u00e1n\u00ed nevyhnuteln\u011b zhroutilo. Podnik\u00e1n\u00ed ale nen\u00ed nikdy zaru\u010den\u011b v\u00fdnosn\u00e9. Jsou situace, kdy \u201ato sype\u2018, ale i situace, kdy je tomu pr\u00e1v\u011b naopak, kdy se \u017eivo\u0159\u00ed nebo i vysloven\u011b prod\u011bl\u00e1v\u00e1. A jist\u011b v\u00e1m nemus\u00edm vysv\u011btlovat, jak je asi takov\u00e9 ztr\u00e1tov\u00e9 podnik\u00e1n\u00ed t\u011b\u017ek\u00e9. A \u017ee o n\u011bj logicky nen\u00ed z\u00e1jem. Jen\u017ee n\u011bkdy se situace vyvine pr\u00e1v\u011b takov\u00fdmto zp\u016fsobem. A je na podnikatel\u00edch samotn\u00fdch, aby to zvl\u00e1dli. Aby si t\u0159eba i zajistili finance z jin\u00fdch zdroj\u016f, kdy\u017e u\u017e se na n\u011b ned\u00e1 podnik\u00e1n\u00edm vyd\u011blat. A proto\u017ee se zrovna moc zp\u016fsob\u016f, jak p\u0159ij\u00edt k pen\u011bz\u016fm, nenab\u00edz\u00ed, \u010dasto se podnikatel\u00e9 uchyluj\u00ed i k p\u016fj\u010dk\u00e1ch. P\u016fj\u010duj\u00ed si pen\u00edze, aby jimi hradili firemn\u00ed v\u00fddaje, je\u017e jsou nezbytn\u00e9, do doby, ne\u017e se jejich situace zase zlep\u0161\u00ed. P\u016fj\u010duj\u00ed si samoz\u0159ejm\u011b ale jenom tehdy, kdy\u017e maj\u00ed od koho. A v tomto ohledu to v mnoha p\u0159\u00edpadech vypad\u00e1 dost \u0161patn\u011b. Ne v\u0161em podnikatel\u016fm toti\u017e finan\u010dn\u00ed \u00fastavy pom\u00e1hat cht\u011bj\u00ed. Ochota poskytnout p\u016fj\u010dku z\u00e1vis\u00ed na tom, zda je \u017eadatel o ni bonitn\u00ed, tedy zda dok\u00e1\u017ee prok\u00e1zat, \u017ee bude schopn\u00fd spl\u00e1cet. Co\u017e kdekdo neb\u00fdv\u00e1.A co ti, kdo zd\u00e1nliv\u011b nikde neusp\u011bj\u00ed? Kdo maj\u00ed probl\u00e9my se sv\u00fdmi p\u0159\u00edjmy, registry dlu\u017en\u00edk\u016f nebo dal\u0161\u00edmi relevantn\u00edmi skute\u010dnostmi? Kde ti dostanou pot\u0159ebnou finan\u010dn\u00ed pomoc? Jestli to nev\u00edte, pak v\u011bzte, \u017ee je to u nebankovn\u00ed spole\u010dnosti. A takov\u00e1 pomoc m\u00e1 konkr\u00e9tn\u011b formu nebankovn\u00ed hypot\u00e9ky. Kdekomu m\u016f\u017ee vyhovovat t\u0159eba hypot\u00e9ka na pozemek, u kter\u00e9 sta\u010d\u00ed i jen \u00fapln\u011b m\u00e1lo, aby ji \u010dlov\u011bk dostal. Sta\u010d\u00ed ru\u010dit nemovitost\u00ed a m\u00edt p\u0159\u00edjmy dostate\u010dn\u00e9 ke spl\u00e1cen\u00ed a \u010dlov\u011bk neodejde od nebankovn\u00ed spole\u010dnosti s pr\u00e1zdnou.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Bez pen\u011bz by to ne\u0161lo","item":"https:\/\/www.esei.cz\/bez-penez-by-to-neslo\/#breadcrumbitem"}]}]